![]() Medicare Advantage Open Enrollment Period: January 1 – March 31 It includes the month of your 65 th birthday and then continues for another three months after your birthday.Īdditional times at which you may sign up for a Medicare Advantage plan include: Your Medicare IEP starts three months before your 65 th birthday. The first time you may be able to enroll in a Montana Medicare Part C plan is during your Medicare Initial Enrollment Period (IEP). How to sign up for a Medicare Advantage Plan in Montana If you have ESRD, you may be able to enroll in a Montana Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs. It’s important to note that if you have ESRD, you may not qualify for most Medicare Advantage plans. You have End-Stage Renal Disease (ESRD), and you or your spouse have paid Social Security taxes for a certain length of time.You have ALS (amyotrophic lateral sclerosis, or Lou Gehrig's disease).You have been receiving Social Security disability benefits or certain Railroad Retirement Board disability benefits for at least 24 months.You may also be eligible for Medicare benefits under 65 if: You or your spouse must be government employees or retirees who have not paid into Social Security but have paid Medicare payroll taxes.You or your spouse must have worked long enough to be eligible for Social Security or Railroad Retirement benefits.citizen or permanent legal resident who has lived in the U.S. To be eligible for Original Medicare at age 65, you must meet the following requirements: If you want to enroll in Medicare Advantage in Montana, you must first be enrolled in Medicare Part A and Part B, often referred to as Original Medicare. We accept calls 24/7! Medicare Eligibility & Enrollment Or call 1-80 1-80 TTY Users: 711 to speak with a licensed insurance agent. A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.Ĭompare Montana Medicare Advantage plan costs Compare Plans Individual plan premiums, deductibles and out-of-pocket costs may vary greatly depending on where you live and the plan you have. 1 And the average medical deductible for Montana plans in 2023 is $0 per year. The average premium for a Medicare Advantage plan with prescription drug coverage in Montana in 2023 is $25.70 per month, and you may be able to find plans available in your area that feature $0 premiums. Average costs of Medicare Advantage in Montana Read below to learn more about Medicare in your state. ![]() 1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.Ī licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Montana. There are 301 different Montana Medicare Advantage (Medicare Part C) plans available in 2023. While this pricing type is uncommon in Montana, providers offer this nevertheless.Information about Medicare Advantage Plans in Montana Community-Rated: Community-rated plans are where providers charge customers the same premium regardless of their age.Next to attained-age pricing, issue-age is the next most popular. Issue-Age: Under issue-age pricing, insurers calculate your premium based on your current age when you sign up for your plan.Over time, your rates will rise as you get older. Using this pricing strategy, Medigap plan providers calculate your premiums according to your current age, which is your "attained" age. Attained-Age: This pricing method is the most common among Montana providers.Lastly, for Plan N and F, Cigna is the most affordable insurer.īeyond your plan type, providers also have certain pricing methods. For Plan G and C, Humana is the cheapest, and for Plan D it is State Farm. Case in point, the most affordable provider for Plans K and L is UnitedHealthcare, while for Plan B it is Aetna. The cost of Medigap plans in Montana depends on your plan type and chosen provider.
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